Be Aware of Bad Credit Card Practices

Some things you might want to look out for when using your credit card.

Firstly, you will need to monitor where you will be using your credit card. Specifically, purchasing goods or services outside of your own country can attract extra fees. These extra fees can be in a form of a currency conversion fee.

Secondly, credit card protection agents can be quite persuasive about you needing protection. The fees are sometimes horrendous to insure against identity theft etc.. However, most people forget that Visa and Mastercard have their own insurance cover to protect you from fraud.

Finally, be very aware of the interest amounts charged to your credit card account. Some financial institutions have fraudulently charged excess interest rates yet they state they are actually charging a lesser rate. It's a good thing to get your calculator out and do a random check every now and then. If any amount charged is more than you think it should be. Contact your bank immediately to rectify the problem.

Credit Cards At ZERO INTEREST For 6 Months

These credit cards for purchase or balance transfers are what is available today. If you are looking for these types of credit cards. Then click on each of the links provided and read up on the terms and conditions applicable:

1. Volkswagen Platinum Rewards Visa Card - Terms
   
2. Pulaski Bank Gold Visa Card - Terms
3. Chase Student Flexible Rewards Card - Terms
   
4. Chase PerfectCard MasterCard - Terms
   
5. BP Visa Rewards Card - Terms
   
6. Blue Cash from American Express - Terms
   
7. Chase Home Improvement Rewards Card - Terms
   
8. WaWa Visa Card - Terms
   
9. Borders 3.2.1 Visa - Terms
   
10. Chase Free Cash Rewards Visa Card - Terms
    
11. Amtrak Guest Rewards World MasterCard - Terms
    
12. SeaMiles Visa Rewards - Terms
    
13. Speedway SuperAmerica Platinum MasterCard - Terms Cards are Accepted
14. Chase Business Card Rewards Card - Terms
    
15. Discover Open Road Card for Students - Terms
    
16. Subaru Platinum MasterCard from Chase - Terms
    
17. Discover Student Card - Tropical Beach - Terms
    
18. IN:NYC Card from American Express - Terms
    
19. Toys”R”Us & Babies”R”Us MasterCard - Terms
    
20. Amazon.com Business Visa Card - Terms
    
21. IN:CHICAGO Card from American Express - Terms
    
22. IN:LA Card from American Express - Terms
    
23. Discover Student Card - Monogram Collection - Terms
    
24. Discover Student Card - Terms
    
25. Blue Cash for Business Credit Card - Terms
    
26. Chase Flexible Rewards Platinum Visa - Terms
    
27. Blue Sky from American Express - Terms
    
28. Discover Student Card - Clear - Terms
    
29. Starbucks Card Platinum Duetto Visa Card - Terms
    

Credit Cards Source

Can You Save On A Low Interest Credit Card?

You can save a lot of money by taking advantage of a low interest credit card. Obtaining a low interest credit card can be done easily by doing it via balance transfer. You can take advantage of initial low interest rates from major credit card companies. Usually, the lower rates usually last for three to six months before the nominal rate sets in.

Credit card interest rates can be as high as 27% per annum. However, shopping around can get you into a very low rate (sometimes 0% for the 1st 12 months!) that allows you time to pay off your debt quickly.

The trick is to actually pay it off and not use it to buy more goods. A lot of people fall for this and rack up even more debt than they previously had.

Transferring your balance from your existing card is a sure fire way of having a low interest rate for a period of time to get yourself back on your feet. But make sure you cancel and cut up the card you are transferring the balance from. You don't want to end up with two credit cards!