Tuesday, December 11, 2012

Bank manager falls into credit card trap

Kochi: A senior bank official was having his breakfast at an eatery in Kottayam near his bank on Friday morning when he received an SMS stating that a transaction of Rs 489.54 was made on his credit card at a leading restaurant.

A baffled Sudiv Chandra Kumar, manager with the SBT at Kottayam, was about to pay his breakfast bill when another SMS came saying a transaction of `60 had been made at an Apple i-tunes store.

He immediately rang up his home in Thiruvananthapuram to reconfirm that his SBI credit card was safe there.

As he was doing so, came another SMS for a Rs 3,090 transaction at the Apple store, to be followed by another for Rs 1,350 again at the store. All this happened in the space of 15 minutes, before he reached his office and made calls to the customer care to block the payments from his card.

The card had been left safe at his residence in Thiruvanathapuram for nearly a week. "I have been using the card sparingly, at times to buy provisions from a supermarket in Thiruvananthapuram or to make some purchases, just twice or thrice, from some emarketing firms. And that was done from my personal computer at home," he adds.

What surprises the officer is that the payments have been done when the secret password for an online transaction is known only to him. Inquiries pointed to the transactions being done in Mumbai. He has taken up the matter with the cyber cell. The card expires in December and Sudiv has already got the new one.

There, however, was some relief the next morning when he got another SMS stating that a payment for Rs 60 at the Apple store had been blocked.

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