Protect yourself from debit card fraud

Davenport investigators said debit card fraud is happening frequently, and it is worse than having your credit card stolen.

"The problem with debit cards is when someone takes a hold of that account the money is withdrawn automatically from your checking account and your savings account," Officer Hank Jacobsen with the Davenport Police Department said.

Jacobsen said with credit cards the loss is not as great.  That is because money can not be directly taken out of an account.  There is also more time to stop transactions.  Police said in light of the fraud at Michael's, you should take steps to protect your money.

"One of the best ways to protect yourself is to monitor your bank statements, credit card statements. You want to do that on a regular basis," Officer Jacobsen said.

You should check on a daily basis according to police, and if you notice any unusual transactions contact your bank.

"We recommend notifying your financial institution; your credit card company.  Then, call your local law enforcement agency so you can file a report," Officer Jacobsen said.